Elder Law of Louisville's Blog

Thursday, March 27, 2014

Sign Up Now for Elder Law CLE, "Going to Bat for Your Elderly & Special Needs Clients"

The Elder Law Section of the KBA presents, "Going to Bat for Your Elderly & Special Needs Clients".  This full-day seminar will be held at the Louisville Slugger Field in Louisville, KY on Friday, April 11, 2014.  Registration begins at 8:00 a.m. and Program Sessions begin at 8:30 a.m.  The seminar will end at 4:30 p.m.  Lunch is on your own.  With your registration comes 1 ticket to the Louisville Bats baseball game later that night.  Additional tickets for the baseball game may be purchased.

Some of the issues covered in this seminar include basic Medicaid eligibility rules, basic VA eligibility rules, retirement planning, special needs trusts, Medicaid and VA asset protection planning strategies, using annuities and promissory notes in planning, and a panel discussion on outright gifting versus gifting to trusts.  A link to the seminar brochure, including the full agenda and topic break-down is here:

This seminar has been approved for 6.25 CLE hours.  We hope you will attend!

Wednesday, March 26, 2014

Congratulations to Cindy Venable, a Chapion for the Aging!

Elder Law of Louisville would like to send a big congratulations to Cindy Venable, a friend of the firm and the Director of the Louisville Metro Office for Aging and Disabled Citizens.  Ms. Venable is the 2014 recipient of the Champion for the Aging Award!  We hope you will come out to The Galt House on June 13, 2014 at 12:00 p.m. for the Award Luncheon.  Tickets can be purchased through ElderServe by calling (502) 587-8673.  Congratulations Cindy!!

Tuesday, March 25, 2014

Congratulations to Eileen Walsh...on of "Louisville's Best" Elder Law Attorneys!

Our very own Eileen Walsh has been voted a Louisville Best elder law attorney by her peers in the legal profession!  Every year Louisville Magazine publishes a survey conducted among all members of the Louisville Bar Association asking them to vote for the best attorneys in each area of practice.  Eileen was voted a Best elder law attorney.  We are so proud of her!

Wednesday, July 3, 2013

Whitney Wilson is Chair-Elect of the KBA's Elder Law Section!

Congratulations go out to our very own Whitney Wilson!  At the Annual Meeting of the KBA's Elder Law Section Whitney was elected Chair-Elect for the 2013-2014 section year.  This position means Whitney will serve as Chair of the Elder Law Section for the 2014-2015 section year.  We are very proud of her!

Wednesday, April 24, 2013

PBS Article: Americans Seriously Unprepared for Long-Term Care, Study Finds

Another article, this time published by PBS, detailing how unprepared we are for preparing for, financing, and dealing with long-term care...

Link to the article:

Text of the article:


Americans Seriously Unprepared for Long-Term Care, Survey Finds

By: Jason Kane

It's a classic case of denial. Roughly half of Americans above the age of 40 believe "almost everyone" is likely to require long-term care as they age. Just a quarter think they will need it for themselves.

The truth: 70 percent of Americans older than age 65 will need some form of long-term care.

That gap means most Americans are doing very little to plan and save for the assistance they'll desperately need in old age, according to a new poll from the The Associated Press-NORC Center for Public Affairs Research.

"It's rather surprising," said Jennifer Agiesta, director of polling for the Associated Press. "Very few people have arranged to pay for or even to think about their own needs. Most haven't even taken the basic step of talking to family members about their preferences."

The problem will only become worse as America grays, with the number of seniors expected to nearly double by the time the last of the baby boomers turn 65. In 2030, seniors are expected to make up 19 percent of the U.S. population -- up from 12 percent in 2000.

After interviewing 1,019 Americans aged 40 or older in the nationally representative survey, the pollsters highlighted several startling conclusions:

  • 52 percent said they had "a great deal or quite a bit of concern" about losing their independence and having to rely on others as they age.

  • 44 percent said they were moderately worried about being able to pay for the care they might need.

  • 35 percent had actually set aside money to pay for their long-term needs.

Click on the graphic below to see how concerned the survey participants were about various aging issues:

Why such rampant lack of planning? For one thing, Agiesta said, "people tend to guess wrong when they think about how much long-term care will cost them." They underestimate the costs of nursing home care, overestimate the cost of assisted living and "are all over the place when you ask them what the costs are for a home health care aid," she said.

To an equal extent, they believe Medicare has their backs. Close to half -- 44 percent -- expect Medicare to pay for ongoing care at home by a licensed home health care aide, and 37 percent believe it pays for ongoing care in a nursing home.

But it doesn't. As the AP-NORC report points out, Medicare only pays for "medically necessary care in a skilled nursing facility." In rare cases when home health care is approved, it's provided "under very limited circumstances and for brief stretches of time."

Meanwhile, 54 percent of the survey participants said they don't anticipate needing Medicaid, the largest payer for long-term care -- even though many of them lack confidence in their ability to pay for those same services as they age.

How much do Americans think their long-term care will cost? Click the graphic below to expand:

But the bigger issue may be that most Americans simply don't want to think about aging.

Nearly a third of those polled said they "would rather not think about getting older at all." When pressed, 52 percent said they had a "great deal" or "quite a bit" of concern about losing their independence and having to rely on others as they age. And 42 percent said they worried about having to leave their own home and move into a nursing home.

The survey found that "significant majorities" prioritize almost anything that will give them more independence. That includes purchasing homes with no stairs and living close to family members, health care services and stores. Nearly seven in 10 were confident they'll be able to rely on family members "a great deal" or "quite a bit" in a time of need.

What specific steps are Americans taking for long-term care? Click the graphic below to expand:

Even though most older Americans "aren't doing much" to prepare for their own long-term care, the vast majority are supportive of a program that would help them do so, Agiesta said.

Roughly three-quarters of those 50 and older -- a full 77 percent -- support tax breaks to encourage saving for ongoing living assistance, similar to a 401(k). Half favor a government-administered long-term care insurance program, like Medicare. And about a third support a requirement that individuals purchase long-term care insurance.

Click the graphic below to see public support levels for three proposed long-term care options:

Policy options aside, Agiesta said one of the biggest obstacles will be counter-acting the widespread belief among so many Americans that "other people are going to require much more care" than they will themselves.

"As they approach this age and this stage of life, people should be thinking more critically about what they're going to need," she said. "Because it's probably not that different than what everybody else is going to need."

The SCAN Foundation, which funded the AP-NORC survey, is an underwriter of the PBS NewsHour. Top photo by John Moore/Getty Images. All graphics were produced by The Associated Press-NORC Center for Public Affairs Research.


Friday, April 19, 2013

Katy Awarded Full Scholarship to UK Law School!

Our very own Katy Meyer is the recipient of a full scholarship to the University of Kentucky College of Law.  UK offers 2 full scholarships each year, one to an out-of-state student and one to an in-state student.  Katy was awarded the in-state scholarship.  We could not be more proud of her and her amazing accomplishment!

Friday, April 19, 2013

Elder Law of Louisville Sponsors Community Service Project in Honor of Older Americans Month

Elder Law of Louisville is honored to sponsor a great community service project here in Louisville, KY to help our local underserved Older Americans.  May is Older Americans Month.  In honor of that designation, Elder Law of Louisville is sponsoring, along with several other community partners, an "Age Strong and Live Long" community service project.  We encourage everyone to stop by a local Valu Market and donate basic personal items, such as deodorant, toothpaste, etc.  There will donation boxes set up at the grocer's stores.  Those items will be packaged together and delivered to local older americans in need.  The University of Louisville Hospital will assist in identifying those in need.

Please donate!

Thursday, February 28, 2013

How to Look Out for a Relative in a Nursing Home

US News just released its Best Nursing Homes 2013.  It is now releasing its tips and tricks on how to ensure your loved one is placed in a good facility and receives the best quality care possible.  Here is a link to the article...

Thursday, February 28, 2013

How to Pay for Nursing Home

US News has also provided an interesting, albeit it very general, article about financing a nursing home.  The article is interesting in that it hits home how likely it is that everyone will experience some financial hardship due to the cost of long term care, and just how much that hardship could be.

How does the article suggest to find an attorney to help you through the maze?  Contact your local bar association (the KY Bar Association) and find out who is speaking and presenting on these topics.

Tuesday, February 26, 2013

US News Best Nursing Homes 2013

US News has released its Best Nursing Homes 2013.  The first link is to a general article about the overall results.  The second link is to a ranking of nursing homes by state.

Tuesday, February 26, 2013

Whitney Wilson Teaches VA Benefits

Congratulations are in order to our attorney, Whitney Wilson.  Her recent presentation at the National Business Institute's seminar on Elder Law: Financing Long Term Care and Obtaining VA Benefits, was a success.  Ms. Wilson wrote and presented all the VA Benefit topics and her presentation was approved by the VA for continuing education credits for VA accredited agents, attorneys and representatives!

Archived Posts


The attorneys of Elder Law of Louisville (formerly Walsh & Wilson, PLLC) assist clients in Louisville, Kentucky and surrounding counties of Jefferson, Oldham, Shelby, Spencer, and Bullitt. Our Office also serves Southern Indiana and the towns of New Albany, Jeffersonville, and Clarksville.

© 2018 Elder Law of Louisville | Disclaimer
4500 Bowling Boulevard, Suite 150, Louisville, KY 40207
| Phone: 502-410-5080

Elder Law | Medicaid | Guardianships | Power of Attorney | Living Will / Advance Directives | Veterans Benefits | Special Needs | Estate Planning | Trusts | Estate Probate | Trust Administration | | About Us | Resources

Attorney Website Design by
Zola Creative