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Wednesday, January 25, 2012

"The Practical Bucket List" by Marie Brady in Today's Transitions Magazine

Be sure to read the Winter 2011/2012 edition of Today's Transitions for a terrific article by Marie Bradby, "The Practical Bucket List" for tips on how to organize your affairs.  Here is a link:  http://www.todaystransitions.com/


Monday, December 19, 2011

Like us on Facebook!

Walsh & Wilson joined Facebook!  Be sure to Like us to connect with us directly.

https://www.facebook.com/pages/Walsh-Wilson/340399935986865


Tuesday, December 6, 2011

New 2012 VA Pension Rates!

For the first time since 2008, the V.A. has announced an increase in the Non-Service Connected Pension Benefit rates.  Effective December 1, 2011, and payable beginning January 1, 2012, the new rates are as follows:

  

FOR A WARTIME VETERAN

BENEFIT

ANNUAL BENEFIT

MONTHLY EQUIVALENT

IMPROVED BASE PENSION w/out dependent

$12,256

$1,021

     w/ 1 dependent (a spouse)

$16,051

$1,337

HOUSEBOUND ALLOWANCE w/out dependent

$14,978

$1,248

     w/ 1 dependent (a spouse)

$18,773

$1,564

AID & ATTENDANCE ALLOWANCE w/out dependent

$20,447

$1,703

     w/ 1 dependent (a spouse)

$24,239

$2,019

Each additional dependent

+ $2,093

+ $174

 

FOR SURVIVING SPOUSE OF A WARTIME VETERAN

BENEFIT

ANNUAL BENEFIT

MONTHLY EQUIVALENT

IMPROVED BASE PENSION w/out dependent

$8,219

$684

     w/ 1 dependent

$10,759

$896

HOUSEBOUND ALLOWANCE w/out dependent

$10,046

$837

     w/ 1 dependent

$12,582

$1,048

AID & ATTENDANCE ALLOWANCE w/out dependent

$13,138

$1,094

     w/ 1 dependent

$15,673

$1,306

Each additional dependent

+ $2,093

+ $174

  

FOR WARTIME VETERAN MARRIED TO WARTIME VETERAN

BENEFIT

ANNUAL BENEFIT

MONTHLY EQUIVALENT

IMPROVED BASE PENSION (for both)

$16,051

$1,337

One HOUSEBOUND

$18,773

$1,564

HOUSEBOUND for Both

$21,494

$1,791

One AID & ATTENDANCE

$24,239

$2,019

One AID & ATTENDANCE and One HOUSEBOUND

$26,955

$2,246

AID & ATTENDANCE for Both

$31,578

$2,631

Each dependent child

+ $2,093

+ $174

 


Tuesday, December 6, 2011

New Medicare Part B Deductible for 2012

The standard Medicare Part B deduction effective December 1, 2011, payable beginning January 1, 2012, is $99.90 per month, for those under the income limit.  In 2011, the deductible was $96.40 per month.  This deductible is typically taken directly out of the recipient's monthly Social Security payment.


Tuesday, December 6, 2011

2012 Medicaid Adjustments

Kentucky Medicaid has announced cost of living adjustments to a few of its numbers. 

At the beginning of 2012, Community Spouses will have a new minimum Community Spouse Resource Allowance (CSRA) of $22,728.  The new maximum CSRA will be $113,640.  Currently, the maximum CSRA is $109,560.  The CSRA is the amount of assets Medicaid will allow a Community Spouse to keep.

Also, Kentucky Medicaid will now exempt $525,000 of home equity in the primary residence.

Starting July 1, 2012, Community Spouses will also have a new Maximum Monthly Maintenance Needs Allowance (MMMNA) of $2,841 per month.  Until then, the MMMNA remains $1,828.75.  The MMMNA is the maximum amount of monthly income Medicaid will allow a Community Spouse to keep from the Institutionalized Spouse, if the Community Spouse does not have enough of his/her own income.

 


Friday, October 21, 2011

SSI Cost of Living Adjustment for 2012

As I sit at the airport waiting for my flight home from the 2011 Special Needs Conference held by the Stetson College of Law, I have time to reflect on the past two days.  The biggest news?  The Social Security Administration (SSA) just announced they are increasing the SSI benefit amount for SSI recipients.  Starting January 1, 2012, the new maximum SSI benefits will be:

SINGLE INDIVIDUAL:  $698 per month

COUPLE: $1048 per month

 

Whitney M. Wilson


Thursday, September 29, 2011

Staying on Top of Elder Law Issues

    Walsh and Wilson stays on top of the important issues facing our clients.  One important way we do this is by traveling around the country to Conferences and Seminars where we add to and refine our knowledge base and estate planning techniques.  I thought I would share with you where we've been in 2011.  I started in January with attending a National Academy of Elder Law Attorneys (NAELA) meeting in Dallas, Texas.  My partner, Whitney Wilson, attended a Veterans' Benefits Seminar in Atlanta, Georgia in April, and the both of us were in Tampa, Florida in May for a self-styled "Medicaid Immersion Camp."  I am just back from a September trip to Philadelphia, fresh off an Advanced Medicaid Planning Seminar.  But we're not done yet!  Whitney will be back in Florida in October attending an important Special Needs Conference and I am looking forward to attending the National NAELA meeting in Boston in November.

    It is not always the easiest thing to pack up and leave the office to attend meetings and seminars, but we know it's important that we do so.  Why?  We go for one reason and that is so we can provide you with the best legal advice for your family situation.            

     We are here to help families.  Please don't hesitate to give us a call.

      Eileen Walsh          

            


Friday, September 9, 2011

"Over the Edge"

My big brother, Mike Hannold, went "Over the Edge" for Special Olympics Tennessee!  He repelled down a 27 story building today in Nashville, TN to raise funds for this great organization.  I am a proud little sister!

Whitney Wilson


Thursday, June 30, 2011

Local Elderly Warned of 'Grandparent Scam'

Authorities are warning senior citizens to beware of the “grandparent scam,” which has resurfaced in Kentucky, defrauding victims of about $40,000 in recent weeks.

Under the scam, someone calls claiming to be a relative — usually a grandchild, claiming an emergency, such as an accident or injury outside Kentucky, and asking for immediate transfer of funds, according to Attorney General Jack Conway’s office, which investigates consumer fraud.

Because the funds wind up out of state or out of the country, it generally is impossible to recover them, officials said.

In one recent case, a Fort Mitchell woman reported she was defrauded of $4,800 after she transferred the money at the direction of a caller claiming to be her grandson, reporting he had been in an accident in Mexico. Another recent complaint involved a Jenkins woman who lost $3,000 she believed she was wiring to help a grandson in Spain after she received a fraudulent call, saying he had been arrested for drunken driving.

Scammers sometimes pose as police officers or lawyers calling on behalf of a relative, Conway’s office said.

Anyone suspecting such fraud should contact the Attorney General Consumer Protection Hotline at (888) 432-9257 or at http://ag.ky.gov/civil/consumerprotection.

Couresy of Courier-Journal.


Wednesday, June 1, 2011

HOW TO CHOOSE A NURSING HOME

Few things are more stressful than finding a nursing home for a loved one. Everyone has heard nursing home horror stories and no one wants that to happen to their loved ones. While there is no way to guarantee that nothing will go wrong, some careful research and planning can help reassure you. Following are some criteria to consider when looking for a nursing home.

  • Location. No single factor is more important to quality of care and quality of life of a nursing home resident than visits by family members. Care is often better if the facility knows someone's watching and cares. Visits can be the high point of the day or week for the nursing home resident. So, make it as easy as possible for family members and friends to visit.

 

  • Special Needs. Make sure the facility can meet any special needs the resident may have, including a ventilator, psychiatric care, or extra supervision. If the resident has dementia, the facility will need to be one that handles dementia patients. Make sure the staff is properly trained for dementia patients; there is enough staff, especially at night; and staff members are assigned to a particular resident.

 

  • Personal Needs. Can the facility meet personal needs, such as religious or ethnic needs? Also, if the resident speaks a language other than English, are there staff who speak the same language?

 

  • References. Ask the facility to provide the names of family members of residents so you can ask them about the care provided in the facility and the staff's responsiveness when the resident or relatives raise concerns.

 

  • Do research. CareScout is an unbiased source for ratings and reviews of eldercare providers nationwide. Detailed, 7-10 page Nursing Home reports are available for a fee, and include more than 100 pieces of information on quality, resident population profiles, and health violations. Medicare.gov allows you to get three years worth of inspection reports on the nursing homes you are considering. Find out who owns the facility and if they own any other nursing homes, and see if you can get reports for those nursing homes as well. In addition, talk to the long-term care ombudsman in your state to find out if there have been complaints against the nursing homes you are considering.

 

  • Interview the administration and staff. Talk to the nursing home administrator or nursing staff about how care plans are developed for residents and how they respond to concerns expressed by family members. Make sure you are comfortable with the response. It is better that you meet with and ask questions of the people responsible for care and not just the person marketing the facility.
  •  
  • Tour the nursing home. Try not to be impressed by a fancy lobby or depressed by an older, more rundown facility. What matters most is the quality of care and the interactions between staff and residents. See what you pick up about how the staff interacts with the patients, how well residents are attended to and whether they are treated with respect. Also, investigate the quality of the food service. Eating is both a necessity and a pleasure that continues even when we're unable to enjoy much else.

      

 Courtesy of www.elderlawanswers.com.


Tuesday, May 24, 2011

LaGrange Honoring Veterans on Memorial Day

A Memorial Day program Monday in La Grange will honor Oldham County residents who died while serving their country.  The service starts at 9:50 a.m. at the veteran’s memorial on the corner of Main Street and Ky. 53 in historic La Grange.

The Oldham County Band will perform prior to the service, and the Oldham County Singers will perform during the program.  The guest speaker will be Air Force Maj. Gen. Carl Black, a University of Kentucky graduate.  Names of Oldham County residents who died in service will be read aloud, and there will be special recognition of others who served in the U.S. Forces.

The program is open to the public and is organized by the Oldham County Post No. 39 of the American Legion.

Courtesy: Courier-Journal.


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The attorneys of Elder Law of Louisville (formerly Walsh & Wilson, PLLC) assist clients in Louisville, Kentucky and surrounding counties of Jefferson, Oldham, Shelby, Spencer, and Bullitt. Our Office also serves Southern Indiana and the towns of New Albany, Jeffersonville, and Clarksville.



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